Daycare Costs Near Stephentown, NY (12169)
Opportunity Score
12
/ 100
Challenging
Based on walkability, population density, income levels, and local business competition.
Market Summary
ZIP 12169 is an urban area. with a population of 407 and household incomes below the national median ($39,921).
Area Profile
407
Population
$39,921
Median Income
-46% vs. national
Urban
Area Type
Median Age: 52.2 —
older demographic, may prefer sit-down options.
College-Educated: 11.8% —
value-focused market, keep prices competitive.
Childcare Assistance in New York
Families in ZIP 12169 may qualify for state-funded childcare subsidies through New York's CCDF program. Income limits and copays vary by county.
Check New York subsidy eligibility ›Already Getting a Subsidy? See How Much More You Can Save
The federal dependent care credit and Dependent Care FSA stack on top of subsidies. Most families save an additional $600–$2,100/year — in 10 seconds.
Calculate your tax savings ›Compare with Another ZIP
Side-by-side: opportunity score, income, walkability, competition, and rent.
Quick Facts
- Area Type
- Urban
vs. National Average
Median Income
-46% vs. $74,580
Nearby Markets
Check Another Market
Or estimate costs with the DaycareCalc calculator.
Data sources
U.S. Census Bureau (ACS, ZBP) · HUD Fair Market Rents · EPA Walkability Index · USDA RUCA · IRS SOI · FDIC Summary of Deposits