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Daycare Costs Near Cambridge, MA (02138)

Opportunity Score

85 / 100 Excellent

Based on walkability, population density, income levels, and local business competition.

Market Summary

ZIP 02138 is an urban area. with a population of 38,077 and household incomes well above the national median ($122,040). There are 14 daycare centers operations in ZIP 02138.

Area Profile

38,077

Population

$122,040

Median Income

+64% vs. national

Urban

Area Type

Median Age: 28.7 — young market, strong street food demand.

College-Educated: 51.3% — strong appetite for artisan/specialty food.

Competition

Daycare Centers and related businesses in ZIP 02138.

Daycare Centers

Moderate — proven market

3.7 per 10K residents

Schools

1.8 per 10K residents

What this means: Daycare Centers are 66.7% of the relevant market in ZIP 02138 (14 vs. 7 related businesses). Well-established market — differentiation is non-negotiable.

Operating Costs

Local cost levels affect space, labor, and operating expenses.

$2,799

Median Gross Rent

$1.1 M

Median Home Value

Bank Branches

$5.9 M deposits

Childcare Assistance in Massachusetts

Families in ZIP 02138 may qualify for state-funded childcare subsidies through Massachusetts's CCDF program. Income limits and copays vary by county.

Check Massachusetts subsidy eligibility ›

Already Getting a Subsidy? See How Much More You Can Save

The federal dependent care credit and Dependent Care FSA stack on top of subsidies. Most families save an additional $600–$2,100/year — in 10 seconds.

Calculate your tax savings ›