DaycareCalc
Showing results for ZIP 28277 (NC)
Home Massachusetts ZIP 01440

Daycare Costs Near Gardner, MA (01440)

Opportunity Score
57 / 100 Fair
Based on walkability, population density, income levels, and local business competition.

Market Summary

ZIP 01440 is an urban area. with a population of 21,298 and household incomes near the national median ($63,526). There are 9 daycare centers operations in ZIP 01440.

Area Profile

21,298
Population
$63,526
Median Income
-15% vs. national
Urban
Area Type
Median Age: 43.7 — older demographic, may prefer sit-down options.
College-Educated: 17.3% — value-focused market, keep prices competitive.

Competition

Daycare Centers and related businesses in ZIP 01440.

9
Daycare Centers
Moderate — proven market
4.2 per 10K residents

Operating Costs

Local cost levels affect space, labor, and operating expenses.

$1,071
Median Gross Rent
$270 K
Median Home Value
3
Bank Branches
$380 K deposits

Childcare Assistance in Massachusetts

Families in ZIP 01440 may qualify for state-funded childcare subsidies through Massachusetts's CCDF program. Income limits and copays vary by county.

Check Massachusetts subsidy eligibility ›

Already Getting a Subsidy? See How Much More You Can Save

The federal dependent care credit and Dependent Care FSA stack on top of subsidies. Most families save an additional $600–$2,100/year — in 10 seconds.

Calculate your tax savings ›

Compare with Another ZIP

Side-by-side: opportunity score, income, walkability, competition, and rent.

Data sources

U.S. Census Bureau (ACS, ZBP) · HUD Fair Market Rents · EPA Walkability Index · USDA RUCA · IRS SOI · FDIC Summary of Deposits